Showing posts with label Parenting. Show all posts
Showing posts with label Parenting. Show all posts

Friday, January 1, 2016

New Year, New Post

As you may have noticed, I have been away from my blog and writing for way too long. I was on a very long hiatus, some of it by choice, some of it not by choice and most of it just by circumstances. Most of it was due to personal things going on in my life and not knowing wether it was appropriate or not to write about it, the other part of it was worrying wether it would be used against me for telling my story and the other part was just life keeping me away with kids, school and working, that pretty much filled up my days, as you can imagine. Then all the personal bits of going through a long divorce, helping my kids through it, repairing and rebuilding my life.

I have decided that with the New Year here, this is my opportunity to jump back into something that is positive, is good for me and something that I enjoy doing. I know that I am supposed to be doing this and have made it a priority because there have been too many times where I happen to have free time and just sitting down and wondering what to do or on the computer thinking I should be writing about that particular topic. I didn't because I thought it was too late to jump back in. I also want to get back into writing for freelance jobs.

That's the thing about our mindsets. Once it is made up, there is no changing it. Until the next wave of circumstances happen to wash over us. Then we rise above it and are renewed with different thoughts than what we once had. This is me, all the time.

I know that I have a lot to share and offer. I have my opinions and thoughts about stuff and I have ideas and resources to share. It is my hope that you will help support me in my endeavor by being engaged with me on here by adding your comments, sharing things you find worthy and suggest other things, as well. I know you get the point, so I will stop right there.

It is my goal to post something every day but we know that is not always realistic and possible, so at a minimum of once a week.

It is my intention to post from my heart and mind, my own speaking. I hope that I will have the ability and sense to know just how much to write or post is enough and not too much.

I also want to post and share other links and articles that I feel are worthy of sharing on here.

I know that everything may not be of interest to you and that is okay, it is here to help me, too. This is a daily work in progress.

I am ready and I am doing this, right now!

Currently, while on school break, I am in the process of cleaning out the paper clutter in my office and also making a Vision Board to help me make a good running start to a successful new year. I will be posting my Vision Board, as it comes along. I will be posting tips, tricks and ideas that I am doing to help the process with the paper clutter. I am also trying to grow my photography business in between going to school for a dual degree in Photography and also Graphic Design, which should go nicely with my current degree in Computer Information Technology.

I have not decided how much personal things I want to be writing about. I have been thinking about this for a long, long time now. We all know there are people on Social Media who do not know the boundaries of posting personal information, however at the same time, it could help someone. So what do you suggest? Do you have rules or recommendations on how much is too much? Does a blog have different rules than on Social Media?

Happy New Year! Let's make it a successful, positive and prosperous one!



Lowes holds free kids Build and Grow clinics once a month on Saturday at 10 am until 11 am. They just wrapped up the last two clinics for 2015. November was a Pullback Racecar and December was a Holiday Train. 


The Lowe's Build and Grow calendar will show you the next two clinics and allow you to register your child for them.
If you'd like to see the clinics coming up after the next two, you'll need to visit the Lowe's Build and Grow calendar after the first one on the list is over.


 Lowes Build and Grow Clinic Schedule

We have not been able to get our family to one yet but this year is the year to do exactly that. I went to their website and currently, they are in the process of performing some maintenance, as the site informs.

“In the next few weeks, we will be launching an all new Build and Grow website! Check back soon to see the new look and features! Please note that once the site goes live you will need to create a new account to register for the upcoming projects." SamiCone.com's website says. 

I was unable to find that information and instead, encountered a friendly image telling me that they are performing some maintenance and will be back soon.


Lowes Build and Grow Clinic

Saturday, July 20, 2013

Pot Luck: Inside a Beverly Hills Cannabis Club Dinner Party

20/20: Pot Luck: Inside a Beverly Hills Cannabis Club Dinner Party

I was watching 20/20 tonight and the show was called: I escaped my life. One of the segments was about a 53 year old woman and mom of two girls who also runs a public relations firm, is a medical marijuana user, founded the Beverly Hills Cannabis Club and is an activist to legalize cannabis in this country.

The moms of this club have battled cancer, chronic pain and crippling anxiety. They say that what got them feeling normal and healthy again wasn't prescription drugs but marijuana did.

They say that they do it to take the edge off and to remain functional and checked in as parents, not to get baked out of their minds. They feel that just as other parents might choose how much to drink around their kids, they are the only ones who can judge what the line between being stoned and buzzed is. They say that they struggle with how to best educate their children on the subject of drug use, just like any parent.

The moms say they try to be responsible and healthy by choosing to vaporize the marijuana. Using small mechanical devices which look like cigarettes, it heats the cannabis just enough to make the THC active and doesn't produce as much harmful smoke.

At the parties, they create edibles, consisting of fettuccine and chicken with marinara sauce made from cannabis infused olive oil and strawberry shortcake.

So, I was not surprised to hear about this because of the fact that Marijuana is becoming legal in more and more states, nor about the fact that they mentioned how happy they felt and how it took them out of depression. I was glad that they mentioned how they were like zombies and checked out when they were using prescription drugs. This is something that seems to get overlooked quite frequently, in my opinion. Prescription drugs are being abused and I have heard of parents taking and even abusing them. They are laid up in bed all day and it becomes more of an excuse, unfortunately, to the kids expense.

I do worry for these parents for the fact that they are doing this in front of their kids. Vaporizer or not, I don't feel that is ever a good idea. Although, I don't know why it would be any more appropriate or okay for someone to smoke or drink in front of or around kids. But, I guess we do it and that is okay. There is still a big stigma in this country about marijuana use. It will be interesting to see what comes of this in the years to come.

Watch the video and let me know what you think or have to say about this topic. Do you think it can make you a better parent?

Wednesday, November 30, 2011

FDA Examines Level Of Arsenic In Apple Juice


The Food and Drug Administration is considering tightening restrictions for the levels of arsenic allowed in apple juice after consumer groups pushed the agency to crack down on the contaminant.
Studies show that apple juice has generally low levels of arsenic, and the government says it is safe to drink. But consumer advocates say the FDA is allowing too much of the chemical — which is sometimes natural, sometimes man made — into apple juices favored by thirsty kids.
There is little consensus on whether these low levels could eventually be harmful, especially to children. Michael Taylor, FDA's deputy commissioner for foods, said Wednesday the agency has already stepped up testing and research on arsenic in apple and other juices and is seriously considering lowering the FDA's so-called "level of concern" for the contaminant.
"We continue to think that apple juice is generally safe based on the fact that the vast majority of samples are very low," Taylor said. "But we want to minimize these exposures as much as we possibly can."
Arsenic is naturally present in water, air, food and soil in the two forms — organic and inorganic. According to the FDA, organic arsenic passes through the body quickly and is essentially harmless. Inorganic arsenic — the type found in pesticides — can be toxic and may pose a cancer risk if consumed at high levels or over a long period.
The FDA uses 23 parts per billion as a guide to judge whether apple juice is contaminated. The agency has the authority to seize apple juice that exceeds those levels, though it has never done so.
Consumer groups say the FDA's level is too high and isn't enforced with enough urgency. Consumers Union, publisher of Consumer Reports, released a study on Wednesday calling for the levels to be as low as 3 parts per billion. The Environmental Protection Agency has set levels for drinking water — it's consumed at much greater quantities than apple juice — at 10 parts per billion.
Urvashi Rangan of the Consumers Union says the group has been in talks with the FDA on the issue and is encouraged by the discussion. Another advocacy group, Food and Water Watch, has lobbied the agency on the issue, and Dr. Mehmet Oz has highlighted the issue on his nationally syndicated daytime show.
"We look at apple and grape juice as a poster child for arsenic in the food supply in general," Rangan said. "Chronic low-level exposure of carcinogen is something we should be concerned about."
Molly Kile, a professor at Oregon State University who has studied arsenic for a decade, says more research is needed to determine whether arsenic levels in juice are a problem.
"It is unclear at this point whether or not the arsenic found in apple juice is safe or unsafe," she said. "And really the question is what do these low levels exposure of arsenic mean in terms of health and children's health?"
So what is the parent of a juice-drinking toddler to do?
All of the experts — including the government and the consumer advocates — agree that drinking small amounts of apple juice isn't harmful. The concern is over the effects of drinking large amounts of juice over long periods of time. Parents with a real concern about arsenic should try to diversify the brands of juice they buy in case one brand tends to have more chemical exposure, Consumers Union says.
Another point of agreement is that children under 6 shouldn't be drinking much juice anyway because it's high in calories. Health experts say children under 6 shouldn't drink any more than 6 ounces of juice a day — about the size of a juice box. Infants under 6 months shouldn't drink any juice at all.
Gail Charnley of the Juice Products Association says the industry regularly tests arsenic levels and will follow the FDA's lead.
"Of course parents have concerns but they should know that the juice producers are committed to safety," she said. "Producers have children who drink juice too."
Oz has said he would still serve juice to his own children, though he strongly believes the government isn't doing enough.
"The absolute safest level for arsenic in your food is zero," he said Wednesday while acknowledging "that is impossible to achieve."

Wednesday, November 2, 2011

What age is old enough for children to stay home alone?

Q: What age is old enough for children to stay home alone? When do you think it's okay to leave children home alone? Is there an age when it becomes safe, or certain rules that they have to follow? Does time of day influence your decision, or the length of time they'll be alone? What are your thoughts?

Monday, October 11, 2010

Crystal Beaudry's Birthday Wish

Crystal Beaudry's Birthday Wish
“I'm turning 30 on October 14th and I want to To require an automatic Amber Alert be issued for any child under 12 years old missing 5 hours or more”

WHY I CARE ABOUT THIS CAUSE:
Because I know what it is like not to have your child with you. I use to say to myself how I would love just 5 minutes to myseld, now i ask for 5 minutes with her. She was not kidnapped but taken from me from her father and now I wish I had her here with me I love you Brittany.

I'm asking for $10 or whatever you can afford!

Thursday, December 31, 2009

2010 Laws Target Texting, Smoking, Cooking

2010 Laws Target Texting, Smoking, Cooking
Cash-Strapped States Clamp Down on Texting while Driving, Smoking in Public and Cooking with Trans Fats

(AP) Texting while driving, smoking in public and cooking with artery-clogging trans fats will be that much harder under a bevy of state laws set to take effect around the country on Friday.

Faced with huge budget shortfalls and little extra money to throw around, state lawmakers exercised their (inexpensive) power to clamp down on impolite, unhealthy and sometimes dangerous behaviors in 2009.

Even toy guns were targeted.

Among the most surprising new laws set to take effect in 2010 is a smoking ban for bars and restaurants in North Carolina, the country's largest tobacco producer that has a history steeped in tradition around the golden leaf.

Starting Saturday - stragglers get a one-day reprieve to puff away after their New Year's Day meals - smokers will no longer be allowed to light up in North Carolina bars and restaurants. There are exceptions for country clubs, Elks lodges and the like, but the change is a dramatic one for North Carolina, whose tax coffers long depended on Big Tobacco.

Virginia approved a similar law that took effect Dec. 1, but it's more accommodating to smokers because it allows establishments to offer areas in which to light up as long as they have separate ventilating systems.

Not including Virginia and its partial ban, smoking will be banned in restaurants in 29 states and in bars in 25, according to the American Lung Association.

And 12 more states - including Florida, Michigan and Arkansas - have passed laws requiring manufacturers to make their cigarettes less likely to start fires, leaving Wyoming as the only state without such laws, according to the Coalition for Fire-Safe Cigarettes.

America's roads should be safer in 2010, as bans on texting while driving go into effect in New Hampshire, Oregon and Illinois. According to the Governors Highway Safety Association, that will make 19 states that have outlawed the practice, not including six states that prohibit using hand-held cell phones while behind the wheel.

"This legislation is important and will make our roads safer. No driver has any business text messaging while they are driving," said Illinois Secretary of State Jesse White, whose office regulates drivers.

Tina Derby, 42, of Warner, N.H., said she has no intention to stop texting while driving, despite the possible $100 fine she could receive.

"I'd better start saving my money," Derby said.

A new Arkansas law prohibits retailers from selling toy guns that look like they real thing. But it may not have that big of an effect.

Imitation guns used for theater productions and other events are exempted, as are replicas of firearms produced before 1898, BB guns, paintball or pellet guns.

Major retailers in the state also say they don't expect any major changes from the new ban. Bentonville-based Wal-Mart Stores Inc. says it already follows similar federal restrictions prohibiting the sale of realistic-looking toy guns.

California will be the first state to partially ban the use of artificial trans fats in restaurants in 2010, following several major cities and fast-food chains that have erased the notorious artery-clogger from menus.

Starting Friday, the state's restaurants, bakeries and other retail food establishments will no longer be allowed to use products with trans fats in spreads or for frying. Restaurants will still be allowed to use trans fats to deep-fry yeast dough and in cake batter until Jan. 1, 2011.

And a new anti-paparazzi law is set to take effect Friday in the state with the movie star governor that will make it easier for celebrities to sue media outlets claiming invasion of privacy.

Fans of dog races will have to find another form of entertainment in Massachusetts, as the 75-year-old tradition has been outlawed starting Friday.

In New Hampshire, a new gay marriage law will replace a law that allows civil unions, which already provided gay couples with all the rights and responsibilities of marriage.

Starting Friday, a gay couple in a civil union can get a marriage license and have a new ceremony, if they choose. They also can convert their civil union into marriage without going through another ceremony. Couples who do nothing will have their civil unions automatically converted to marriages in 2011. Conservatives are seeking to repeal the law.

In Wisconsin, both same-sex and unwed opposite-sex domestic partners who work for the state and University of Wisconsin can sign up to receive health insurance benefits. A law that allowed same-sex partners to sign a registry to receive other benefits similar to what married couples get took effect in August.

Some other laws set to take effect:

• Teenagers going to a tanning bed in Texas will have to be accompanied by an adult.

• Oregon employers are prohibited from restricting employees from wearing religious clothing on the job, taking time off for holy days or participating in a religious observance or practice.

• The sale of "novelty" lighters - devices designed to look like cartoon characters, toys or guns or that play musical notes or have flashing lights - are banned in Nevada and Louisiana.

"They're cute, they're little, but they can be deadly," said the Nevada bill's co-sponsor, Assembly Majority Floor Leader John Oceguera, D-Las Vegas.

Thursday, September 10, 2009

National Suit Drive - Men's Wearhouse

National Suit Drive

At Men's Wearhouse, we know that not being dressed appropriately can affect employment opportunities. Although we donate millions of dollars of our slow-moving merchandise, we are not able to provide professional attire for many men across the nation. That's why we have started hosting an annual National Suit Drive during the month of September.

We partner with over 200 nonprofit organizations across the country to distribute the gently used, professional clothing items we collect to men transitioning into the workforce. For many of these men in crisis, the clothing they receive will give them a first confident step towards a second chance, while the nonprofit services provided will help transform them on their road to self-sufficiency. We are confident that the impact made by helping these men become independent will positively affect their families and their communities.

In order to assist the thousands of men that are unemployed at this time, we also partner with businesses and community organizations by encouraging their employees and members to donate their gently used professional clothing. Members of Congress and the American League of Lobbyists kick off the spirit of giving the suits off their backs at the Annual Capitol PurSuit Drive event on Capitol Hill in Washington, D.C. Learn more about ourcommunity partner relationships.

Participate in our National Suit Drive and donate your clothing.

If you are a nonprofit or know of a nonprofit organization that would be interested in receiving clothing from the Suit Drive, click here.

Saturday, September 5, 2009

Pay Jr. - Scholarships for College!

Scholarships for College!
How can you get a $1,000 or $10,000 scholarships for college and complete a personalized search for other free money for college??
It's easy!
Register* on PayJr.CollegeAnswer.com
Student - We randomly select students for a $1,000 scholarship every month! Plus, you remain in the drawing until you graduate college, increasing your chances of winning!
Parents - We randomly select a parent for a $10,000 scholarship every spring!
Counselors - We also offer $1,000 scholarships for a student of your choice. Ask your counselor if they have registered on our site for FREE scholarships!
*AND when you register - You will receive our 5 Steps to Pay for College handout and monthly e-newsletter, offering timely topics such as FAFSA tips, application deadlines, and award letters. PLUS surf our scholarship search to find other FREE MONEY for college.
PayJr.CollegeAnswer.com helps you save, plan, and pay for college.

Scholarships for College!
How can you get a $1,000 or $10,000 scholarships for college and complete a personalized search for other free money for college??
It's easy!
Register* on PayJr.CollegeAnswer.com
ü Student - We randomly select students for a $1,000 scholarship every month! Plus, you remain in the drawing until you graduate college, increasing your chances of winning!
ü Parents - We randomly select a parent for a $10,000 scholarship every spring!
ü Counselors - We also offer $1,000 scholarships for a student of your choice. Ask your counselor if they have registered on our site for FREE scholarships!
*AND when you register - You will receive our 5 Steps to Pay for College handout and monthly e-newsletter, offering timely topics such as FAFSA tips, application deadlines, and award letters. PLUS surf our scholarship search to find other FREE MONEY for college.
PayJr.CollegeAnswer.com helps you save, plan, and pay for college.

Wednesday, September 2, 2009

How much should you pay your child for chores?

How much should you pay your child for chores?
Compare it to your allowance as a kid.
Allowance Calculator
How much you give your child is up to you and depends on many things, with one of the most important factors being what you expect your child to buy with that money. If you already buy your child everything he wants, then he doesn't need much of an allowance. If he is going to be expected to buy his own clothes and pay all of his entertainment expenses, then he may need more.

If $1/year each week sounds like too much, then consider just giving 50cents/year each week or maybe just once a month.
Also remember that some portion of your child's allowance should go into a savings account to help your child learn about the importance of saving money.
- Vincent Iannelli, M.D

Investing Young
Republican Sen. Wayne Allard of Colorado, explains that "financial literacy should start early," as early as elementary school. "Many college students or recent grads," adds Allard, "face tremendous financial hardships, whether it is pertaining to college loans or mismanagement of credit and money." They need to know how to balance income, spending, putting money away and making savvy decisions.
To get on the right track, your youngsters can learn how to earn money through PAYjr's online system (www.PAYjr.com) - and once they have some cash they can learn to save and/or invest it to make sure they are ahead of the game and learning smart financial habits that they will take with them as they grow.
If they are looking to invest they can check out "www.younginvestor.com, a site that explains things like how to be a profitable baby sitter and what Nasdaq is. Several word and number (and a few arcade) games help familiarize kids with financial terminology and monetary concepts.
Should your children show an interest in actually investing, a good venue for trading for kids is www.sharebuilder.com, where you can buy stocks and ETFs a little at a time, starting with an investment of as little as $4." - (Barron's Kathy Yakal) "there's also no investment or account minimum, or inactivity fee. In addition, ShareBuilder lets you buy fractional shares. If you invested, say, $200 for each child in a stock trading at $16 a share, each of them would own 12 1/4 shares (less the $4 commission)." - Janet Bodnar
Or they can try their investing skills in the online Fantasy Stock Market Game Where kids and teens can learn stock market investing basics at youngmoney.com
Either way they go, they should be learning about money so that they are prepared for the real world, paychecks, student loans, credit, mortgages, etc. Let them get in the game now and see how that can brighten their financial future.


-PAYjr

Need more answers? Ask our CEO a question!visit our CEO's blog at http://choresandallowances.blogspot.com/
Budgeting - Quick Tips for Long-Term Benefitsby David S. Jones
1. Budgeting is such an important and helpful aspect of becoming financially responsible. And not only for adults, but its something kids need to learn about too. Pull out a checkbook and show them the concept of deposits versus expenditures to give them a visual understanding and lesson about living "within our means".
2. A home-made budget spreadsheet can be a huge help to you. Having a visual tool offers an easily accessible method of comparison and tracking of your allotted finances versus actual spending habits. You can also then determine where you need to make adjustments, as necessary and if applicable.
3. If you're one of the many individuals struggling to keep to a budget no matter how hard you try each month, consider contacting a financial consultant. It doesn't have to turn into a long-term relationship - usually one consultation can give you the tools you need to determine a workable budget that you can easily stick to.
4. Although many people don't utilize the technique, a little time and effort taken to establish and keep to a budget will reap great benefits for you in the long run. Simply sit down and determine your net income minus monthly expenditures and only spend and live within those limits.
5. If you're falling deeper and deeper into debt, get in touch with a credit repair company. They will assist you by working with the lenders to lower your interest rates and even balances in some instances. They'll also set you up with a workable budget to help eliminate that stress of being in debt.
Money doesn't have to be kept a secret - the more kids understand about budgeting, saving, spending and investing the more they will be able to tackle those issues as emerging adults.
For more information on budgeting ideas for the whole family, visit www.payjr.com. The pages are full of insightful and helpful tips and processes that will make these topics come to life for both you and the kids.

PAYjr strongly encourages parents to educate themselves and their children on the responsible use of the Internet and asks them to monitor all their children's online activities. PAYjr, Inc.'s goal is to minimize that risk as much as possible and protect our users by continually upgrading our systems and policies. Please feel free to email us at support@PAYjr.com if you require any further information.

Monday, August 31, 2009

Back To School: The Right Way To Help With Homework

Back To School: The Right Way To Help With Homework

Can you help too much?
Increasing competitiveness and assignement overload are causing some parents to do their children's homework for them. Here's advice from expers about what parental input truly helps kids...and what doesn't.

  • DO provide your child with a space in the house that is clean, well lit and set aside especially for doing homework.

  • DON'T let your kid watch TV, take phone calls or make pit stops at the refrigerator during homework time.

  • DO help your child get started on tasks and brainstorm ideas for projects. Ask what topics are of interest to him/her.

  • DON'T tell your child the answers. This sends the message that soemone will bail him/her out when faced with a challenge.

  • DO praise your child. Educators say that effort is more important than success. Be sure to applaud small milestones.

  • DON'T nag or bully your child into getting homework done. Pestering most often breeds resentment, not motivation.

  • DO acknowledge homework that is well done. But instead of gifts, let him/her pick and activity, such as a trip to the zoo.

  • DON'T bribe your child to do homework by offering money or gifts. This teaches kids to work only for compensation.

Saturday, August 15, 2009

Super Nanny Tips to Make School Fun.

Super Nanny Tips to Make School Fun.

Dedicated time
Avoid procrastination by structuring your child's study and homework, setting aside time in the afternoon or evening where school and study is the focus, free of distractions like TV, e-mail and that pesky cell phone. While it is important to take exercise and snack breaks (at least 10 minutes for every 50 minutes of study), the focus of this time should be study, and it should be part of your family routine.

If procrastination is a problem, a simple Reward System might boost their motivation. Offer to cook your child's favorite meal or take them to the mall if they can complete two hours' study in their most difficult subject.

When it is appropriate, participate with interactive quizzes, and help solving problems in math, science, English, etc. By understanding the areas where your child's interest wanders, or they are having difficulty, you can give them the tools to find the answers themselves, and ignite interest in critical thinking and problem-solving.

Tutoring
We are not all oriented toward reading, science or math, so there may be times when your child will benefit from tutoring. Ask the teachers in your child's school where to seek help, or ask other parents where they have found success with their children.

Study groups work well for some children. And tutoring companies like Sylvan Learning or SCORE! Centers have locations throughout the U.S. - many other private resources should be available in your community. If your children are plugged into the Internet, they may benefit from an online tutoring service.

When it comes to tutoring, do your own homework. Tutoring services can be costly, and they are only as good as the results they help your child achieve.

Test preparation
On the actual test day, your child should feel prepared, calm and rested. Unfortunately, many children's study habits make them feel over-stressed, tired and nervous on test day.

If your child takes time each day to master material, preparation before test day should be all about review, and relatively stress-free. Continue to adhere to a structured study time, and make sure your child gets a good rest the night before test day. Send them armed with flash cards or other references that will give them an opportunity for last-minute review before they sit down for the test.

Remember: Perfection is impossible to achieve
Sure your children can score 100 percent on their exams, but learning isn't just about test results. Children who value learning understand that it involves a combination of discipline and genuine curiosity - it's more about the journey than the destination.

To encourage your children, stress the process in your conversations, focusing on their experiences. "What did you learn today?" is a good starter. Or "Do you feel ready for your exam?" and later, "How did your test go?"

If you know that children are giving their best effort, and are motivated by interest in the subject matter, the grades will follow. There will be subjects and classes that don't do it for your child, but when they learn for learning's sake, they can handle the coursework, and even get something out of it. It sure beats dragging them through their homework every night, and having them cram information that won't stick around beyond test day.

Other Super Nanny Articles of Interest:
Boosting Reading Skills
Best Homework Websites
Taking The Stress Out Of Test Day

Saturday, August 1, 2009

Back To School: Choosing The Best Backpack

Back To School: Choosing the BEST Backpack

Can you identify a well-made backpack?

What do four textbooks, plust three notebooks and a host of electronic devices in a backpack equal? Risk of back pain, or worse, if kids aren't careful. Experts say kids should never carry more than 15% of their body weight. Consider these features when shopping for the right bag:

  • Two Padded Shoulder Straps reduce pressure. Contoured (as opposed to straight) straps permit free arm movement and avoid prssure under the arms.

  • A Hip Belt transfers some weight from the back and shoulders downward, resulting in a more even distribution of the load.

  • Reflective Material makes kids more visible at dawn, dusk or on dark, foggy days.

  • Multiple Compartments spread weight around while keeping items secure and accessible.

  • Bags with Air Pads can provide extra support to the lower back if your kid chooses to carry it or opt for a wheeled backpack to really take the load off.

10 Commandments of Being the Parent of a Teen

10 Commandments of Being the Parent of a Teen
I've only been the parent of a teen for a few weeks now, so, I acknowledge that I have a lot to learn.
With apologies to, um, God, let me share with you what I have gathered thus far:
1. Thou shalt not make any small talk with random strangers in line at the grocery, for this shall affect the teen's reputation in a negative way.
2. Remember thou art for transportation and money purposes only. Any other attempts at relevancy shall affect the teen's reputation in a negative way.
3. Thou shalt not attempt to engage guest teens riding in thou's vehicle in either verbal or eye contact, yet, thou shall neither be totally quiet in said vehicle, either, for thou shall be deemed "weird", and, this shall affect the teen's reputation in a negative way.
4. Thou shalt not covet thine own small electronics, for they are no longer really thou's, and, any attempt to retrieve them from teen shall affect the teen's reputation in a negative way.
5. Even though thou knows better, thou shalt try thou's hardest to refrain from emitting the words. "Fella, ella, ella, ella, eh, eh, eh", when female teen is talking about boys for this shall affect the teen's reputation in a negative way.
6. Thou shalt not make any reference in public that thou has driven the teen to an event lest anyone find out that the 13 year old didn't drive herself to said event for this shall affect the teen's reputation in a negative way.
7. Thou shalt not play music of any kind that can be heard outside the car if thou is engaging in any activity such as a picnic near the car for this shall affect the teen's reputation in a negative way.
8. Thou shalt not perform any cheerleading moves in public despite their effectiveness for getting said teen to do what you ask for this actually might affect the teen's reputation in a negative way.
9. Though shalt not converse with or otherwise acknowledge a teacher outside of school business, even when said teacher is an actual friend for this shall affect the teen's reputation in a negative way.
10. Thou seriously shalt not ask, "Where are they going?" when teen says two people are "going out" for this is not nearly as amusing to the teen and this shall affect the teen's reputation in a negative way
http://busymom.net/

Job Sites For Teens and other financial info...

Job Sites For Teens

Groove Job: teen employment-focused website that offers a diversity of cool opportunities. Perfect for part-time, hourly and seasonal/summer positions. http://www.groovejob.com/

Artjob.org Those with arty abilities can put those skills to professional use and get paid for their talents. It could be a truly great experience for college-minded, creative teens looking to break into advertising and other related fields upon graduation. This site offers not only cool part-time and freelance work opportunities, but also unique public art projects, grants and internships for teens as well. http://www.artjob.org/

Teens4Hire
This site was specifically established for kids 14 and up to search through tons of job opportunities in your local area (or beyond). They also provide links to articles that offer guidance on how to improve their job searches, tips for obtaining employment, information on labor laws and even how to develop a resume. http://www.teens4hire.org/
Snagajob
Offers jobs for teens, but also articles on how to find the best job and tips on how to excel. Practice smart habits at your current job and you will be noticed! If you do not yet have a job, sign up with SnagAJob now.
http://www.snagajob.com

PAYjr Chore & Allowance Statistics
Most popular chores assigned
1 - Make Bed
2 - Clean Room
3 - Feed Pet

Highest Paying Chores
1 - Mowing yard, $20 (highest amount paid)
2 - Watch Sibling, $15
3 - Wash Car, $15

Lowest Paying Chores
1 - Brush Teeth, $.01
2 - Layout clothes for tomorrow, $.01
3 - Do homework, $.01

Odd Chores and Stats
Changing underwear pays $.05
Capping toothpaste pays $.02
Staying awake for sermons pays $.10
Waking up happy pays $.05


How Much a High Schooler Should Know...
The Jump$tart Coalition asserts that all young people graduating from our nation's high schools should be able to take individual responsibility for their personal economic wellbeing. Broadly speaking, a financially literate high school graduate should know how to:
· Find, evaluate, and apply financial information
· Set financial goals and plan to achieve them
· Develop income-earning potential and the ability to save
· Use financial services effectively
· Meet financial obligations
· Build and protect wealth
Find out more about the national standards of finacial literacy for 4th graders, 8th graders and high school graduates
www.jumpstart.com

Teen Spending
It is estimated that teens will spend close to 155 billion dollars this year. That's an increase of more than fifty percent in five years. Hot on the trail of these passionate purchasers are marketing trackers. With the average seventeen year old spending over 100 dollars each week, marketers have found a new focus. For many marketing people, their job is almost as fun as being a teen...Read Full Article

Tuesday, July 28, 2009

15 ways stores trick you into spending

15 ways stores trick you into spending

Ever notice how you can go to a store to pick up just one thing and then, by the time you get to the check stand, you have five or six things in your cart and a bigger bill than you had anticipated?

This happens over and over because department stores use an array of techniques (grocery stores use many of the same tactics) to get you to pick up these items. By itself, each technique isn't very strong -- it's the use of them in combination that is powerful.

Here's a list of 15 of the best tricks. After the list, watch for 10 ways to combat these techniques so you can get in and out of stores with your finances intact.

1. Shopping carts. Most department-store customers enter the store intending to buy only an item or two, but the shopping carts are right there by the entrance and, oh, wouldn't it be convenient to have it so I can lean on it a bit while walking around and to put my stuff in it?

The cart has a huge bin compared with the size of most items for sale in the store, making it psychologically easy to toss in an item you don't need -- after all, there's room for plenty more, right?

2. Desirable departments are far away from the entrance. Most of the items I go to a department store to buy, such as light bulbs and laundry detergent, are located many, many aisles from the entrance. This means I spend my time walking by a lot of consumer goods on my way to find the item I want.

Because these consumer goods are effectively marketed to me, there's a good likelihood that I'll spy something that I don't necessarily need and toss it in the cart.

3. The toy section is far, far, far away from the entrance. Naturally, if I take my son to the store, he wants to visit the toy section. He gets excited and starts shouting "Ball! Ball!" to me when we go in because he remembers the enormous plastic balls in the toy section.

I tell him that if he's good, we'll go look at the balls, and at the end of the trip, we usually make our way over there. What do we see? Lots of children in that area, which means that there are parents that follow their children.

4. Impulse-oriented items are near the checkouts. Stores stock the latest DVD releases and "froth" magazines there, along with overpriced beverages and candy.

Why? Because people leaving the store are thirsty, and they're going to be standing in line for a bit, which is the perfect place to hook them with some entertainment options.

5. The most expensive versions of a product are the ones at eye level. Take a look sometime at the arrangement of different choices for a particular product, such as laundry detergent. Almost every time, the most expensive options per unit are placed at eye level, so you see them first when you enter an aisle. The bulk options and better deals are usually on the bottom shelves.

6. Items that aren't on sale are sometimes placed as though they are on sale, without using the word "sale." I noticed this over and over with diapers; the department store would display a rack of them with a huge sign above them displaying the price, but it would be the same price I paid for them a week ago. Unsurprisingly, the diapers displayed like that were always the most expensive kind.

7. Commodity items, such as socks, are surrounded by noncommodity items, such as shirts and jeans. If I'm looking to buy some socks, I have to traverse through a number of racks full of different types of clothing in the clothing section just to reach them.

Why? If my mind is already open to the idea of buying clothes, I would be more likely to look at other clothing items.

8. Slickly packaged items alternate with less slickly packaged items. Look carefully at an aisle of, say, potato chips. The ones with the bright and slick packaging are generally more expensive, which isn't surprising.

But notice that there usually isn't a section of just inexpensive chips -- in most stores, they're sandwiched between more-expensive items. If there is a section of just inexpensive items, they're down by your feet (think about the inexpensive bagged cereals at your local supermarket).

9. Stop, stop, stop. You add items to your cart only if you stop, right? So stores are designed to maximize the number of stops you have to make: aisles in which only two carts can fit, colorful and attractive layouts, escalators and, my favorite of all, sample vendors. Even if it's not conscious to you, every time you stop moving in a store, you increase your chances of putting something into your cart.

10. Staple items are placed in the middle of aisles, nonessential and overpriced items near the end. Why? If you enter an aisle to get a "staple" item (i.e., a high-traffic item), you have to go by the other items twice -- once on the way in and once on the way out. That gives these items two chances to make their pitch at you.

11. Prices are chosen to make comparison math difficult. Instead of selling the 100-ounce detergent for $6 and the 200-ounce detergent for $11 (making it easier to figure out the better deal), they sell the 100-ounce for $5.99 and the 200-ounce for $10.89.

Hey, look, they're basically the same, right, because five is half of 10? Uh, no.

Continued: More tricks and 10 ways to fight back

12. Stuff in bins isn't always a bargain. Higher-end stores will sometimes put items in "bins" to emulate the bargains found at cheaper stores, but the prices are still quite high. They just use the visual cue of a "bargain store" to make you think it is a bargain.

13. High-markup items are made to look prestigious. If you see something in a glass case that has lots of space around it, your gut reaction is to believe that it is valuable and prestigious to own, and for many people it can be as attractive as a light to a moth. The truth is that these items typically have tremendous markup -- you're literally just buying an idea, not a product.

14. The most profitable department is usually the first one you run into. Ever noticed that at Younkers, JC Penney, Kohl's and such stores, the cosmetic department is front and center? That's because it's very profitable, and by putting it in a place where people walk by time and time again, customers are more prone to making a purchase on an item with a very big markup.

15. Restrooms and customer services are usually right by the exit or as far from the exit as possible. Why? If you need to use either one in the middle of a shopping journey, you have to walk by a lot of merchandise to reach the needed service, thus increasing your chances for an impulse buy.

Want to see more? Look at this presentation on the art of department-store layouts to get an idea of how much thought goes into making sure you buy more, particularly those items that are marked up a lot. I didn't even get into some of the more complex techniques, such as sensory marketing, that are more subtle and harder to avoid.

How can I fight back?

Is there any wonder why people end up buying more than they need or buying sizes that are poor deals? With an array of techniques at their disposal, retailers can make a mint.

Had enough? Here are 10 things you can do to fight back against these techniques:

1. Don't use a shopping cart unless you need it. A cart, most of the time, is just a place to put stuff you don't need. If you're carrying a product, you're a lot more likely to consider whether it's a worthwhile purchase.

2. Make a shopping list and stick to it. A list makes you focus on the items you intended to buy. Without it, you are much more prone to wandering and stumbling into "great buys" that you don't really need.

3. Look at nothing but the prices and sizes. That's all the information you really need -- everything else is marketing. Find the one that has the best price for its size, get that one, and move on.

4. Start at the back and work toward the front. If this is an option at all for you based on the store layout, do it. When you go in, head directly for the most distant item, then progress back toward the checkout aisles. If you do it the other way, you're prone to walk more slowly and tiredly toward the front after your shopping is done, leaving you open to lots of impulse buys on the way.

5. Always look at the bottom shelf first. If you've found the section you want, start looking at the bottom shelf first. This is usually where the better per-unit deals are.

6. Don't stop unless you're actively selecting an item. Displays are designed to beg you to stop for a moment and just look, which is often enough to get you to pick out the item. Even if something looks interesting, keep walking. You can study it as you go past and make up your mind later about the item.

7. Never go by an item twice unless absolutely necessary. If you go down an aisle, start at one end and continue all the way out the other. Walking by an item once lets it sink into your short-term memory, giving just a hint of familiarity when you walk by it again, sometimes just enough to persuade you to buy it.

8. Carry a pocket calculator -- or know how to use the one on your cell phone. Do the math yourself to find out what the best buy is because stores try to choose numbers that make drawing false conclusions quite easy.

9. If you don't know for sure that it is a good deal, don't buy because you think it is a good deal. Stores use all kinds of visual cues to make you think something is a bargain when it's not (like the bin trick mentioned above). Don't buy anything because it's a "deal" unless you're sure that it really is an excellent bargain -- just walk away.

10. At the checkout, rethink everything you put in your cart -- and don't hesitate to hand an item to the cashier and say you've changed your mind. Many people seem to have a guilt, or obligation, to buy an item that they've put into their cart. Don't. You're the customer -- you have the right to choose whether to buy. If you find something you don't want to buy, tell the cashier and don't buy it.

This article was written by Trent Hamm, the founder of The Simple Dollar, a blog offering a peek at his recovery from near bankruptcy.

Updated Nov. 28, 2007

Beat Boredom with Kids' Educational Games & Ideas

Beat Boredom with Kids' Educational Games & Ideas
There is nothing more exciting to a child than learning something new.
You were there for their first smile, their first steps, their first words, and every other little milestone along the way. So, it only makes sense that you want to take an active part in their education. You want to give them the best possible start in life and make sure that they succeed.
There's a particularly helpful, free newsletter that is beneficial to those shaping the lives of children. The Know More - Be More! Newsletter is jam-packed with helpful tips, articles and product reviews that every parent should know about.
If you want to give your child all the advantages to get ahead in today's competitive world, you'll want to sign up now for this Free Newsletter. In the Know More - Be More! newsletter you'll discover how to:
Find the best learning activities and lesson plans for your children.
Learn about the latest methods for homeschooling.
Choose the right toys and games that challenge your children and help them excel.
Encourage creativity in your children with fun craft projects and games.
Connect with other moms and dads (and educators) that share the same desire for their kids.
And much, much more.
It's educational and, most of all, FUN! So head on over and sign up for free today at www.knowmore.com!

Top Tips to encourage READING

Top Tips To Encourage Reading
Encouraging reading is one way parents can help their children succeed academically and develop an enjoyable and positive habit.

Here are a few tips roughly broken down into age groups; you can adapt them to your own child's abilities:

Birth to age 3
· Even a 6-month-old baby can enjoy sitting on your lap and looking at picture books without words. Parents can describe the pictures as they turn the pages. Be sure books are tough enough to withstand tugging, pulling and throwing.
· Establish a time of day when you read to your children.
· Talking helps develop reading ability. Talk with your child all day using short, simple sentences. If your native language is not English, talk to your child in your native language anyway. Practicing their first language will help them practice English.
· Let your children see you read. Children love to imitate their parents.

Ages 3 to 5
· Introduce your child to books with poems and silly rhymes, which children love to repeat. Children have a great sense of the absurd, so rhyming books such as those by Shel Silverstein can improve their language ability and tickle their funny bone.
· Take your child to the library to get his or her own library card. Let her choose her own books within reason.
· Give your children books as gifts. Share your favorites from when you were their age.
· Set up a reading area in your home where children can easily reach their books.
· Restrict the time your children watch television and limit their viewing to educational programs that teach reading basics.

Ages 5 to 11
· As children get older, you can take turns reading a book with them.
· Ask them what part of the book they like best. If the child has read more than one book by an author, ask which one he likes best and why.
· Stay involved in your child's schoolwork. Research shows that when parents are involved in a child's learning, achievement increases.
· Use tools to help older children (grades 4 and 5) experience success. For example, reading and writing programs such as Knowledge Adventure Books by You help children to tap into their creativity while learning and applying reading and writing processes. The software product is designed to allow kids, ages 8 and up, to create, edit, illustrate and personalize books.

Award-winning author and actor John Lithgow motivates and guides children through the book-development process by asking thought-provoking questions. Kids' answers and details are woven into the story in unexpected ways that make reading the story a fun and involving experience. For more information, visit www.parentspace.com.

- www.HealthNewsDigest.com